Boat Insurance

Discussion in 'Watercraft' started by LCnSac, Mar 21, 2012.

  1. LCnSac Active Member

    Posts: 325
    Sacramento, CA
    Ratings: +43 / 0
    Just a reminder to shop around. I got quotes this week where the differential for very similar coverage was nearly 500%--much more of a spread that we typically find in other consumer lines. My low quote was through BoatUS and the highest was Progressive. Don't forget to insure personal items like rods and reels. None of the policies I had bid included those in the base rate.
  2. WABOWMAN Member

    Posts: 421
    Port Townsend,WA
    Ratings: +27 / 0
    I have had to deal with this before.There is a place called "Boat Insurance" that is a great place too if you want to buy local.
  3. Patrick Gould Active Member

    Posts: 2,234
    Ellensburg, WA
    Ratings: +633 / 0
    Don't forget to check with the company that provides your homeowners policy. You might get a good deal. The age of the boat makes a big difference in how easy it is to get. The newer, the better.
  4. Alex MacDonald Dr. of Doomology

    Posts: 3,120
    Haus Alpenrosa, Lederhosenland
    Ratings: +769 / 0
    When I had to insure my Clack, I called USAA, which is open to military, and has the best rates around. Guess what? They sent me to Flo at Progressive. They may have different rates for USAA members than they do for the civilians, but mine was very reasonable!