Right now is the time to pick up two cars for cheap. One should consider picking up a good, non-hybrid, used civic or corolla, for cheap. Or even a luxury SUV for cheap. You can buy a Land Cruiser used with decent miles for about 15-17k (65k new), or a corolla with decent miles for about 7-9k. On those two examples you'd still not have to lay down 40k for a new highlander hybrid. Which I think is a great car, I'm sure, but 40k? come on!!