Cool! thanks for the input I will check out both. Karl there are no perfectly good aircraft...you see how often they fall out of the sky or how many people die when they do but yes I have jumped out of one or two.
For my b-day one of my sons sent me a Fujifilm Finepix XP10. It is 12MP/5x optical zoom/2.7" LCD. Water proof (10ft), Shock proof (to 3ft drop), Freeze proof (-14 F) dust proof, has digital image stabilization and takes HD movies. It's compact comes with a neo-case, neck carry strap and/or clip for attachment to a vest. You might find it a good choice. Sorry can't tell you how much $.
I'll put up some pic's as soon as I take some with it. I hope to get more underwater shots.
•Advanced Tough Design (10m Water, Shockproof)
Waterproof: 10M Shock Shockproof: 2M Freezeproof: -10 C
•AVCHD Lite HD Movie Recording
Record HD quality movies
Enhanced technology to further prevent blurring caused by vibration
got one great so far.
Another vote for the Pentax Optio. I'm on my second one. Sold the first to JMills. My dad and two brothers also own them. They take pretty nice pics for a little point and shoot and the water proof is nice. I would definitely buy one of the waterproof cameras. Not only does it give you some peace of mind on the water, you can take some pretty cool underwater pics.