I bought this truck new in June. Its a 2016 Ford F250 extended cab Super Duty, 4x4. I put a topper on it and a bed liner. I had a Yeti cooler and sone other things in the truck. It had 3500 miles on it and not a single scratch. It was immaculate.
On December 9th the jerks who robbed my house also took this truck and used it to haul my stuff away. It has not been recovered.
What I paid for the truck: $46,000
Topper, bed liner: $2,000
Personal goods including a 65 qt Yeti: $750
What USAA is telling me they will pay: $41,007
Do I have any recourse?